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Government orders related to the pandemic and natural disasters are two factors to consider when determining the impact on revenues.
The judge said the Court cannot deviate from previous rulings without rewriting the insurance policy.
Cruise ships are coming back to life as the world begins to reopen post-pandemic.
The case provides new law on issues of causation and overturns a previous 'insurer-friendly' decision.
The court's ruling pointed to an insurance policy's 'unambiguous' language centered on the insured's 'physical' losses.
The plaintiffs did not test positive for the virus but sought to recover damages based solely on a fear of contracting COVID-19.
Insurers are concerned the Restatement doesn't reflect existing insurance law, with many prejudicial provisions that are inconsistent with established case law.
Ruling significantly expands the scope of the attorney-client privilege for insurers in coverage lawsuits with insureds.
Air ambulance reimbursement disputes are also occurring for automobile claims.
Major increases in homeowner, automobile and most other types of insurance disputes filed in federal court.
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