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Siblings slip up in attempt to obtain coverage for MN fitness club

Siblings slip up in attempt to obtain coverage for MN fitness club

An unusually long and winding arson for insurance case involving an ice cream shop has been settled. In less time that it takes for an ice cream to melt on a scorching summer day, a judge found the accused guilty.

In many respects, subrogation can be one of the most challenging aspects of the end-to-end claims process. Perhaps nowhere is this more evident than in the pursuit of complex recoveries, such as those associated with bailment.

Driver found to have right of action under policy issued to brother-in-lawIn November 1999, a woman sought to buy a 1996 "Chevrolet Cavalier." Being a student with inadequate credit, she was unable to purchase the car without the help of her

An insurance agent or broker is obligated to immediately advise the insurer of a suit served upon its insured. The insured is, similarly, obligated to advise the agent or the insurer, immediately upon being served.

Although most agents and brokers understand that their duties and obligations to an insured are limited, and they do not generally have a duty to volunteer to an insured that the client should procure additional or different insurance coverage.

The duty to defend is always broader than the duty to indemnify. California case law, and that of most states, requires that the insurer provide a defense if there is "potential" that coverage applies.