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Florida's personal and commercial residential property insurance market today consists mostly of small domestic insurers, Citizens Property Insurance Corp. and State Farm Florida Insurance Co.

Vernon D. Smith has been much in the insurance news lately, as the poster boy for certain transactions

Florida Peninsula Holdings, LLC, the parent company of Florida Peninsula Insurance Company, has completed its acquisition of Edison Insurance Group, including its two subsidiaries.

Focus Holdings, LLC, has closed on its acquisition of Capacity Insurance Co., a Florida domestic insurer. Douglas W. Bullington, CEO of Focus Holdings, will assume the same role with Capacity.

The Florida Legislature took courageous votes during the 2009 session to raise Citizens Property Insurance Corp. rates to better position the government-run insurer to be able to pay its claims on

Demotech, Inc. recently conducted a study to determine if one particular segment of the P&C industry displays a voracious appetite for risk when compared to other sectors.

Sarasota-based Universal Insurance Company of North America has received an upgraded Demotech financial stability rating of A' (A Prime) Unsurpassed for its Florida operations. The company, a wholly

Forty-five risk retention groups--17.5 percent of the total--hold ratings assigned by one of two rating agencies, either A.M. Best Company or Demotech Inc.