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The steps outlined here cost nothing and can pay great dividends should a cyber breach occur.

How exposed are your clients to cyber risk via unrelated insurance policies that do not specifically exclude cyber events?

Insurers need to take steps now to prepare for the cyber market to harden and pivot their business approach.

Companies should consider instituting and strengthening plans for when — not if — they suffer a cybersecurity incident.

A key element of a company's cyber resilience is governance, a task that falls to the board of directors.

Over the past five years, cyber premiums saw the most significant growth at 23% annually.

Greenberg said cyber risk is insurable and that 'Chubb is a large writer' of the coverage.

The concept of rewarding insureds for good behavior could extend to mitigating cyber risks.