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The regulations prohibit insurers from wining and dining attorneys and real estate agents to get business referrals and passing costs to consumers.

Insurers should become familiar with these New York environmental developments and laws enacted in 2018.

Lacewell will replace outgoing Superintendent Maria Vullo, who announced in December that she would be leaving the agency at the end of January.

The move means there will be a third person to head the agency since its creation in 2011. It's not clear what the impact will be on the insurance industry.

Despite the five-year decline, the experiences of individual states vary considerably with the nation as a whole.

During Superstorm Sandy, many pet owners refused to evacuate because they couldn't take their companion animals.

The crash highlights concerns including crash worthiness, seat belt use and the patchwork of regulations.

The extension allows more individuals additional time to file for workers' comp., disability and accident death benefits.