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When you do decide to shop for a new auto insurance policy, know what factors insurers use to set your rates.

Good, bad or nonexistent, a customer's credit score still matters when shopping for auto insurance. But the impact isn't always equal.

Good, bad or nonexistent, a customer's credit score still matters when shopping for auto insurance. But the impact isn't always equal.

A new CFA report shows rates for identical drivers can vary by up to 100% depending on their credit scores. Insurance experts say CFA is making old arguments and ignoring research showing credit scores are an effective predictor of risk.

A new CFA report shows rates for identical drivers can vary by up to 100% depending on their credit scores. Insurance experts say CFA is making old arguments and ignoring research showing credit scores are an effective predictor of risk.

Federal regulator targets risk-based insurance pricing

As this legislative recap shows, proposed credit scoring restrictions continue to be a focus in many states.

As this legislative recap shows, proposed credit scoring restrictions continue to be a focus in many states.