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There are multiple variables preventing auto insurers from offerings complete policyholder refunds.

Between rate highs and lows, exciting trends, technologies and new coverages, there's always something to talk about in the insurance industry.

Judges in Florida and North Carolina have found that insurers' exclusions did not clearly define damages arising from the coronavirus or government orders.

Litigators fear a recent court decision could embolden policyholders to file more lawsuits against insurers — and win.

In the U.S., 1,295 cases are working their way through the court system, and insurers should expect more to come.

Whether it's fuel oil on board, cargoes that pollute or even pollutants that are washed off the deck, the marine vessel owner is liable for anything that spills into the ocean, and the associated fines and cleanup costs can get very expensive.

Savvy automobile owners should determine what they can afford before deciding what car or truck they want.

Initial court rulings demonstrate the importance of establishing direct physical loss to insured premises in business interruption claims.