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From 2002-2022, physical damage and bodily injury claims grew more than 4.5%, annualized, the Insurance Research Council reports.

The Pennsylvania Supreme Court heard arguments over whether state law prohibits UM/UIM policies from excluding coverage for vehicles a policyholder regularly uses but does not own or insure.

The estimated fatality rate for 2022 is projected to be 1.35 deaths per 100 million vehicle miles traveled, down from 1.37 the year prior.

The NHTSA reported that people not directly involved in crashes pay roughly three-quarters of all crash costs.

It behooves both private and commercial drivers to avoid traffic jams whenever possible.

The rate increase following an accident varies depending on the location, driver's history and insurance company.

A recent report from QuoteWizard dug into the data to see which states' drivers had the most speeding tickets, crashes, citations and DUIs.

The NHTSA reported the fatality rate for 2022's first nine months fell to 1.3 fatalities per 100 million vehicle miles traveled.