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These few simple tips can help insurers stay ahead of "gotcha" type demands.
Cannabis, COVID and severe wildfires are a few emerging risks developing into unique exposures for the insurance industry to consider.
The litigation revolves around whether the cancellation was a 'proximate cause' of COVID, as Lloyd's asserted in its denial.
The insurer based its denial on concerns that a bus driver involved in an accident may have been an employee and that the school may have owned the bus.
A court ordered the new trial after a jury's $500,000 award in a workers' comp case "shocked [the court's] conscience given the evidence."
When coverage is doubtful, insurers should consider the cost of a bad faith suit against seeking reimbursement from the insured.
The expense and corollary issues around business-interruption claim litigation should make mediation attractive to insurers and policyholders.
The ruling comes as another blow to an industry that has endured one of its toughest years ever.
Insurers can be a port in the storm for people during uncertain times, but they must shift their narrative and reimagine their offerings.
Will the United States federalize pandemic business-interruption losses in the same way the country did with terrorism losses?
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