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A report ranking the 18 most hurricane-prone states by their adoption of building codes placed Florida and Virginia at the top of the list.

This article provides a brief review of current roof covering codes, design, and selection process. It also presents a number of common construction-related defects that result in the loss of millions of dollars annually.

2011 is in our rearview mirror, but that huge sound of relief coming from the insurance industry has been heard before.

Five years ago, Hurricane Katrina caused an estimated 1,300 tragic deaths as well as $41.1 billion in insured losses across six states.

While more than $35 billion in property losses are caused by natural disasters in the U.S. each year, states and municipalities seeking to adopt ordinances that require "green" or "sustainable" construction often overlook disaster-resistance construction.

Among the states most affected by Hurricane Katrina five years ago, only Louisiana has taken decisive steps to adopt a statewide building code, according to the Institute for Business and Home Safety (IBHS).

Recent catastrophic earthquakes in Chile and Haiti--and this week's tremors in California and Baja, Mexico--have generated much-needed conversations about the preparedness of the U.S. for a major earthquake event.

The Institute for Business & Home Safety has warned that parts of the United States are vulnerable to earthquakes and urged action on creating stronger building codes.