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Changes within the demographics of the U.S. population will impact all aspects of society ranging from where people choose to live, to what they do for a living or what they buy.

Agency mergers-and-acquisitions activity has come roaring back after plummeting during the economic crisis of 2008-2009. In fact, 2011 was the second-most-active year for M&A in the insurance industrys historyonly 16 deals short of the all-time record of 301 deals announced in 2008. If current trends hold, 2012 may set a...

Perpetuation remains a significant concern for the property and casualty insurance industry, but the leadership of a leading excess and surplus lines association believes it has developed a message that is attracting new talent.

Arthur J. Gallagher (AJG) kicked off the fourth-quarter earnings report season for insurance brokers by saying that its net profit dropped 18 percent, primarily due to increased expenses. But the Itasca, Ill.-based insurance-brokerage firm says earnings are on the rise.

Sometimes there is a perfect-storm scenario for a new paradigm to emerge. It’s happening now in the insurance industry—the creation of a new work force of vintage employees.

Sometimes there is a perfect-storm scenario for a new paradigm to emerge. It’s happening now in the insurance industry—the creation of a new work force of vintage employees.

The federal health-care reform bill is having an enormous affect on two seemingly disparate groups: Baby Boomers and insurance agents. Premiums are going up, and commissions are going down.

In fact, about 76 million baby boomers--born between 1946 and 1964--were set to retire in large numbers by the end of the decade, but dwindling 401(k) plans and IRA accounts are factors that may push