In recent years, the blame game has become very popular. The object of the game is to find somebody to blame; it does not really make any difference who this is, as long as it is not the person looking for a victim to blame.
To paraphrase Abraham Lincoln, you can please some people all of the time, and all people some of the time, but you can't please all people all of the time.
In the looking-glass world of professional liability claims against insurance agents and brokers, words that we take as clear can become unrecognizably twisted and fraught with ambiguity.
In most professions, the generalist, the so-called "jack of all trades," has become an endangered species. TV's kindly general practitioner Dr. Marcus Welby could treat everything from a hangnail to
Despite my years of experience as a consultant, I still become nervous every time the doorbell rings and the FedEx delivery person is outside with two legal-size boxes of documents for my review. My reaction is
It used to be easy to classify insurance brokers and agents, as they were distinguished from each other and their roles were defined. Agents were salaried employees or exclusive agents of an insurance company.