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Separate cyber insurance (as opposed to umbrella coverage) can be essential to recovering from a data breach.

The E&S sector is seeing better underwriting results and top-line growth than the overall P&C industry.

Cities around the world have seen record rainfall 139 times in 2023.

Reinsurers' premium growth was mostly driven by rate increases and not exposure growth during 2022, according to AM Best.

Growing catastrophe losses combined with rate inadequacy are masking the true risks facing nearly 40 million properties.

The South and parts of the Midwest are less vulnerable compared to parts of New Jersey and Illinois, which are most at-risk.

The first half of 2023 saw above-average natural catastrophe losses, while secondary perils added further pressure.

Specialty insurers loom large on the list, driven by capacity demands for property coverage.