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Many insureds don't have a full understanding of how this coverage works or why it's become essential.
The case involves an intoxicated teen driver, who got into an accident and injured a passenger.
New FEMA maps drawn in 2012 included many more homes in flood zones that required flood insurance than previous maps.
Private carriers now account for slightly more than 32% of the overall flood insurance market.
The first auto insurance policy was sold a little over a decade after Karl Benz applied for the first patent for a gas-powered vehicle.
The outlook is driven by a host of factors, including rising loss cost severity and increased losses from secondary perils.
The first line of defense against ransomware attacks is pre-existing protection.
Google Cloud expects cyber rates to moderate, while other cyber experts anticipate further tightening of policy terms.
The bond protects Axis and its subsidiaries against systemic cyber shocks over a two-year period starting in January.
Roger Spears of Schneider Downs, discusses how businesses can perform a check-up of their cybersecurity practices and limit their vulnerability to online threats.
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