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When does a waiting period apply to business income expense coverage?

When out-of-state adjusters come in to help after a disaster, they don't always provide correct information. The California Dept. of Insurance wants insurers to be sure staff is trained on state insurance law first.

When out-of-state adjusters come in to help after a disaster, they don't always provide correct information. The California Dept. of Insurance wants insurers to be sure staff is trained on state insurance law first.

Should an accounting bill be counted as part of a business interruption claim expense? What about the cost of temporarily relocating a business?

Should an accounting bill be counted as part of a business interruption claim expense? What about the cost of temporarily relocating a business?

What deductible applies to a residential loss that causes personal property damage? What about a single auto accident that damages two vehicles owned by the same person?

ALE provides coverage for additional living expenses over and above the insured's normal living expenses.

Insurance agents can use these seven questions to guide a discussion with their clients about private flood insurance options.