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As of 11:30 a.m. EST on Dec. 7, more than 100 structures have been destroyed by the still active Thomas, Skirball, Creek, and Rye Fires, which have burned 116,080 acres in total.

There are no reports of significant damage to infrastructure in Costa Rica while power outages and multiple collapsed buildings are reported in a western province of Iran.

This year, Damrey is the 16th typhoon to make landfall in the Northwest Pacific, the 4th to make landfall in Vietnam and the strongest to hit south of Qui Nhon in 16 years since Typhoon Lingling.

Losses on this scale, which at the upper end would be the highest on record in a single year, could weaken capital at some reinsurers and increase the risk of rating downgrades.

Twenty miles may have made a $150 billion difference.

The storm shifted to Floridas Gulf Coast over the weekend, sparing Miami a direct hit and prompting risk modeler AIR Worldwide to say the maximum cost for insurers on Irma is $40 billion.

Filing an accurate claim requires an in-depth look at all aspects of a company.

Your insurance policy determines whats covered after the loss.