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Philanthropic insurance news from The Independence Hub, RIMS.

A customer-centered approach with simpler terminology may boost add-on policy sales.

Despite the current hard-market challenges, now may be the perfect time to become an independent insurance agent.

Overall cyber claims frequency increased 13% in 2023, while claims severity increased 10%, according to Coalition, Inc.

Citations for road rage, such as reckless driving, can increase insurance premiums by 51%.

Carriers are still making the adjustments they need to fix their loss and combined ratios from the previous two years.

State Farm and Whisker Labs report almost 10,000 homes have been saved from fire hazards using Ting.

The average coverage gap was 350%, meaning more than three-quarters of the cyberattack was not covered.