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For the first time, severe thunderstorms are a major contributor to the year's historic natural catastrophe losses.
The traditional methods of assessing hail risk are no longer sufficient.
Here's how to ensure a fresh start for insurers and policyholders in the wake of a disaster.
When a roof is damaged and during repair it is discovered that the decking is worn, should the decking be covered as part of the loss?
The same risks that are making insurance more important are also making it harder to get.
The insurance carrier argued that some of the damage submitted in the claim was pre-existing and not caused by a storm.
The outlook is driven by a host of factors, including rising loss cost severity and increased losses from secondary perils.
Renters in these states can expect the most expensive coverage rates, according to Insurify.
Covering your bases: Reduce the risk of damage by using loss prevention tech and following best practices for home maintenance.
These steps can cut down on claims and keep both buildings and people safe during the long winter months.