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Insurance in the U.S. started with a group of firefighters in Philadelphia – one of whom was Benjamin Franklin.

The South and parts of the Midwest are less vulnerable compared to parts of New Jersey and Illinois, which are most at-risk.

According to the NOAA, as of September, 23 billion-dollar-plus climate disasters have struck the United States in 2023.

The state at the top of the list sees auto insurance rates that are 66% higher than the national average.

Auto insurers are spending more on claims and other costs than all the dollars that they collected in premiums in 2022, J.D. Power reports.

Today's transient homebuyers tend to be look for affordability, warm weather and high quality-of-life.

Since April, more than 500 felony charges have been filed and 132 vehicles, valued at $11.5 million, have been recovered.

The country's natural catastrophe insurance pool reportedly has a limit of $275 million in excess of $25 million.