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Much like a Mastercard Black Card, policies for high-value homes come with perks such as no-cost home inspections and employment practice liability options.

While less than 1% of cases end up in trial, the percentage of insurance claims that went into litigation rose 47% over a four-year period.

Filing a second fire claim can increase home insurance rates by more than 40%.

In 2021, e-bike imports neared 790K (up from 450K in 2020) and this year may set a new sales record.

Companies that learn how to rate their exposures more accurately will succeed in the long term.

More than 70% of homeowners say they'll take a vacation sometime before the end of December.

While lightning-related claims volume has fallen since 2017, the average cost has grown 100%, Triple-I reports.

The concentration of risk and volatility are just a few of the challenges insurers face in the sector.