The Pennsylvania Supreme Court heard arguments over whether state law prohibits UM/UIM policies from excluding coverage for vehicles a policyholder regularly uses but does not own or insure.
The state's legislative response presents an interesting case study on government efforts to curb the impact of bad faith laws as a result of lessons learned from this tragedy.
This case has brought a larger legal question in Massachusetts of whether an insurance company, and under what circumstances, has a right to recoup defense costs provided to an insured.