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The effects of climate change are putting some states that have historically had lower premiums in the line of fire for more frequent and severe weather events.

Next-generation wildfire data and risk models allow insurers to pinpoint localized wildfire risk and identify mitigation strategies to lower the propensity for loss.

In 2023, global insured catastrophe losses exceed $100B for the fourth consecutive year, according to Swiss Re Institute.

Some insurers incentivize policyholders with discounts to use water monitoring devices, decreasing losses from water damage claims.

With the average premium around $6,000, some Floridians are foregoing homeowners insurance in favor of self-insurance with their investments.

Swiss Re is forecasting a much more favorable 2024 for the industry, predicting strong premium growth of 7% for the year.

Review the coverage needs for sports and adventure travel as well as National Geographic's top adventure destinations.

With the possibility of late snowfall and severe weather on the horizon this spring, businesses must create a plan to get ahead of unique spring risks.