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Small Agencies Face Struggle;Women, Minorities See OpportunitiesWith 30 years of experience in the business as an independent agent in Rochester, Ind., Ron Smith, president of ...

Captives Cope With Rising Fronting FeesFronting costs are on the rise, while some fronting carriers have become more restrictive in their oversight of captive insurance ...

Independent Agents Get New Lease On Life, But Challenges RemainBy Mark E. RuquetTo paraphrase Mark Twain: the death of the independent agent has been greatly ...

Auto Insurers Bail Out Of N.J. Concern over auto insurance is beginning to grow in New Jersey as more insurers announce they are leaving a ...

Readers Respond To 'Totaled' Art Column Last months "FC&S Answer" column (see May 28, page 4) prompted a number of readers to write to us ...

Battle Rages In Congress Over Patients' Rights Washington With President George W. Bush threatening to veto any legislation that subjects employers and health plans to ...

Weather Insurance Gains Wider Acceptance London Editor London Although many insurance buyers may realize they have an exposure to extremes in temperature, until very ...

State Regulatory Delays Decried Washington Unnecessary rate and form regulation is forcing consumers to spend more than necessary for insurance and harming the competitive position ...