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How can carriers and agents help each other overcome issues that challenge their business? We asked five experts to chime in with their opinions.

The number one request agents have made when the issue of small commercial policies comes up is to find a way to conduct the transaction in a way thats less expensive for the agents, according to Ralph Blust, executive vice president for Willis Commercial Network.

Personal lines carriers and their commercial lines counterparts have at least one thing in common when dealing with independent agents: It is absolutely critical for carriers to offer solutions that make it easy for agencies to place business.

If there is one point every insurance carrier is trying to accomplish these days it is to find ways to differentiate themselves from the competition. Second on the list is to find ways to be more efficient.

Brower Insurance puts a premium on technology and has traditionally spent additional funds on the technology side to help its staff be more efficient, according to Dan Driskell, a principal for Brower, a regional agency in southwest Ohio.