Multiple types of insurance may cover liabilities arising from climate change cases, but the focus of coverage battles to date is on current and historic general liability policies.
The court debated whether an underlying suit based on environmental harms committed by a commercial property owner could be considered an "occurrence" that triggered the duties of defense and indemnity.
The wintertime insurance claims that happen most frequently involve roof and siding damage, frozen pipes, damage from trees or falling limbs and house fires.