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While Standard & Poors recent downgrade of U.S. long-term sovereign debt is not expected to have a meaningful direct impact on property and casualty insurers, the indirect impact of the downgrade, as a reflection of economic uncertainty, could be more significant and could prolong the soft market cycle, according to...

Insurers and reinsurers will not be impacted by Standard & Poors U.S. sovereign rating downgrade, says the president of the Insurance Information Institute.

An Idaho woman who set fire to her home destroyed both her basement and her chances of collecting an insurance payout.

Vermont has been ranked the best state on its property-casualty insurance regulatory environment, and Florida the worst state, according to a report from The Heartland Institute.

We—and by “we” I mean humans—love lists. As intensely social, status-conscious animals, something buried deep in our DNA makes us relish rankings of the best and the biggest or the weakest and the worst.

Last week, we presented the top 10 states friendliest to P&C insurers and consumers. But what about the 10 worst states? Find out who made the list and why.

Last week, we presented the top 10 states friendliest to P&C insurers and consumers. But what about the 10 worst states? Find out who made the list and why.

For the past four years, The Heartland Institute has graded states on their P&C insurance regulatory environment. Find out which states earned the top grades in 2011.