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Rising inflation, labor shortages and supply chain issues can wreak havoc with replacement costs and insurance valuations.

The filing listed a series of issues, including saying that the insurer's "assets if made immediately available are insufficient to pay all of its liabilities."

In the past 12 months, successful property fraud prosecutions have increased 148% and arrests are up 55% in Florida.

Around 45% of all adult homeowners believe extreme weather will damage their homes in the next 30 years.

The move will give insurers facing rating downgrades the ability to meet exceptions offered by federal lenders.

Florida politicians have referred to Demotech as a 'rogue agency.' Review how the rating agency works and why it has so much sway in Florida.

Florida's insurance commissioner claims there are discrepancies between Demotech's recent decisions and its published rating methodology.

The U.S. remains the largest insurance market in the world, with 8.1% growth in nominal terms in 2021, Swiss Re reports.