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Besting today's market challenges will require bringing in new talent, focusing more on loss control and reinforcing strict underwriting principles.
The appointment follows the retirement of state Insurance Commissioner Jim Ridling at the end of June.
The past decade has been the worst on record for wildfire insurance losses, according to Zesty.ai.
Research shows that every $1 spent on disaster mitigation can save $11 in repair and recovery costs.
There are remedies — both well-known and up-and-coming— that can help protect homes from blowing embers.
What have we learned about weather risk, preparedness and insurance in the 30 years since Hurricane Andrew?
An IBHS study also found North Carolina's standards had improved the most among states that face hurricane threats.
There is a disconnect when a policy should encourage insureds to reduce exposures but only pays for expenses if damage occurs.
Limiting a fire's fuel source can increase the likelihood a structure survives a wildfire by nearly 50%.
Insurers may need to revise goals and strategies to address the growing array of social and economic challenges.