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The firestorm over executive bonuses at American International Group earlier this year underscores the deep distrust everyday Americans harbor for financial services companies, even before the controversial AIG bailout by taxpayers.

As increasingly popular places to chat and post photos of family members and acquaintances, social networking sites can seem benign enough.

Wholesale brokers are in a prime position to grab new business when a revived economy begins producing start-up companies that standard line carriers won't insure, a trade group leader advised here.

Conditions are ripe for a hardening market, but economic realities may not allow that to happen right now, a senior executive with CNA predicts, calling for independent agents to focus on delivering better service and added value as risk managers.

Now more than ever the relationship between insurance carriers and independent agents is being tested by a wide-ranging list of factors, but no matter how strong the relationship has been in the

Although many businesses are struggling, their angst is nothing like what we are going through today.

Producers and carriers searching for opportunities to develop new clients may find ample opportunities through social networking over the Internet--but there are challenges as well.

Does attendance at live conferences still have value given the proliferation of virtual gatherings? That's the question for readers in this week's online poll at www.property-casualty.com.