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Commercial lines rate increases moderated in July and the market has become quiet due to the time of year and lack of catastrophic events, according to MarketScouts chief executive.

The CIAB's quarterly survey of insurance rates shows while prices continue to climb, the rate of increase fell a little more than a full point on average from the first quarter to 4.3 percent.

As many wealthy Americans have largely managed to stay solvent as the recession continues, the need for Private Client services is greater than ever.

Providing insurance products for the high-net-worth insurance space is not for everyone. It takes a lot of dedication to the private client market and its many nuances.

Whether it's saving Faberge eggs from the wrath of a hurricane or covering a sneaker collection, high net worth insurers go to extremes to insure the extreme lifestyles of the wealthy.

Whether it's saving Faberge eggs from the wrath of a hurricane or covering a sneaker collection, high net worth insurers go to extremes to insure the extreme lifestyles of the wealthy.

MarketScout says overall commercial and personal P&C rates remained steady but personal lines could see some competition in the high-net-worth space.

Commercial lines reserved moved to an overall deficiency $900 million in 2012 as U.S. P&C insurance reserve redundancy dropped 21 percent last year, says Aon Benfield.