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If an association doesn't initiate inspections, they could be liable for negligence or criminal charges.
Fifth Circuit Judge James Ho asked whether to apply the coverage provision or enforce the exclusion since both provisions together are incompatible.
Environmental Impairment Liability (EIL) coverage is becoming integral to a risk manager's insurance strategy.
Carriers are doing what they need to do this year to put themselves in a healthy position.
The tropical storm was the first to reach Southern California in more than 80 years.
Supply chain breakdowns are increasing costs, causing extended delays and creating a host of headaches for insurers and policyholders alike.
Berkshire Hathaway's AmGUARD as well as Falls Lake Fire & Casualty are pulling out of the state's beleaguered home insurance sector.
Karen Clark & Company estimates insured property losses from the Lahaina fire will be around $3.2 billion.
General liability insurers need means at their disposal to minimize the impact of claims when they occur.
"Week after week, we see the signs of extreme heat, storms and flooding that remind us of a closing window to take climate actions," Mayor Michelle Wu said.