Risk Management

The effects of climate change are putting some states that have historically had lower premiums in the line of fire for more frequent and severe weather events.

Many insureds want to install photovoltaic panels, but experts report inconsistencies in equipment valuations.

Unscrupulous towing operators have charged as much as $10,000 for a routine tow, the NICB reports.

Underwriters train AI agents to think like them, teaching the software to perform menial tasks, then larger projects.

Employers are not immune to employment liability exposures just because some or all employees work remotely.

Next-generation wildfire data and risk models allow insurers to pinpoint localized wildfire risk and identify mitigation strategies to lower the propensity for loss.

After reviewing complaints where aerial images were relied upon to support nonrenewal, the Department found many of the images did not definitively show material roof damage.

In 2023, global insured catastrophe losses exceed $100B for the fourth consecutive year, according to Swiss Re Institute.