{
  "author": {
    "name": "Ryan Kottenstette",
    "webUrl": "/author/profile/ryan-kottenstette/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 2,
    "social": [],
    "articles": [
      {
        "uri": "/2019/08/19/what-if-we-could-pre-underwrite-every-property-risk-instantly/",
        "title": "What if we could pre-underwrite every property risk instantly?",
        "byline": "Ryan Kottenstette",
        "kicker": "",
        "prettyDate": "August 19, 2019",
        "timeToRead": "9 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2019/08/Property-Casualty-Insurance-Shutterstock.jpg",
          "width": "616",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/ryan-kottenstette/",
            "name": "Ryan Kottenstette"
          }
        ],
        "kickerNode": [],
        "summary": "Pre-underwriting would be a large shift for insurers, altering everything from their profitability to their business models.",
        "body": null
      },
      {
        "uri": "/2018/11/26/the-opportunities-and-risks-created-by-emerging-data-sources/",
        "title": "The opportunities (and risks) created by emerging data sources",
        "byline": "Ryan Kottenstette",
        "kicker": "Commentary",
        "prettyDate": "November 26, 2018",
        "timeToRead": "8 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2018/11/Digital-Technology-Data-Nework-Connection-iStock.jpg",
          "width": "616",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/ryan-kottenstette/",
            "name": "Ryan Kottenstette"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Carriers that fail to leverage new, critical risk selection criteria are increasingly likely to suffer adverse business outcomes.",
        "body": null
      }
    ]
  }
}