{
  "author": {
    "name": "Julio Pernia Aznar",
    "webUrl": "/author/profile/julio-pernia-aznar/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 4,
    "social": [],
    "articles": [
      {
        "uri": "/2023/12/27/what-will-2024-hold-for-auto-insurers/",
        "title": "What will 2024 hold for auto insurers?",
        "byline": "Julio Pernia Aznar",
        "kicker": "Expert Opinion",
        "prettyDate": "December 27, 2023",
        "timeToRead": "7 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/12/2023-flipping-2024-767x633.jpg",
          "width": "767",
          "height": "633"
        },
        "authors": [
          {
            "webUrl": "/author/profile/julio-pernia-aznar/",
            "name": "Julio Pernia Aznar"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "Growing repair and replacement costs and labor challenges hampered auto insurers' results in 2023. Will 2024 bring more of the same?",
        "body": null
      },
      {
        "uri": "/2023/10/04/can-ai-overcome-low-touch-claims-challenges/",
        "title": "Can AI overcome low-touch claims challenges?",
        "byline": "Julio Pernía Aznar",
        "kicker": "Commentary",
        "prettyDate": "October 04, 2023",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/10/AI-low-touch-insruance-claims-767x633.jpg",
          "width": "767",
          "height": "633"
        },
        "authors": [
          {
            "webUrl": "/author/profile/julio-perna-aznar/",
            "name": "Julio Pernía Aznar"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
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        ],
        "summary": "AI is drastically improving insurance claims processes, particularly for minor damages, and improving the customer experience.",
        "body": null
      },
      {
        "uri": "/2023/08/25/where-is-the-insurance-industry-placing-its-ai-bets/",
        "title": "Where is the insurance industry placing its AI bets?",
        "byline": "Julio Pernía Aznar",
        "kicker": "Analysis",
        "prettyDate": "August 25, 2023",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/08/Digital-transformation_Elnur.jpg",
          "width": "768",
          "height": "633"
        },
        "authors": [
          {
            "webUrl": "/author/profile/julio-perna-aznar/",
            "name": "Julio Pernía Aznar"
          }
        ],
        "kickerNode": [
          {
            "uri": "/analysis/",
            "sectionName": "Analysis"
          }
        ],
        "summary": "Technologies such as machine learning and visual intelligence are transforming the insurance experience.",
        "body": null
      },
      {
        "uri": "/2023/01/31/the-value-of-agility-for-insurers/",
        "title": "The value of agility for insurers",
        "byline": "Julio Pernia Aznar",
        "kicker": "Best Practices",
        "prettyDate": "January 31, 2023",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/01/Innovation-metamorworks.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/julio-pernia-aznar/",
            "name": "Julio Pernia Aznar"
          }
        ],
        "kickerNode": [
          {
            "uri": "/best-practices/",
            "sectionName": "Best Practices"
          }
        ],
        "summary": "As consumer demands change, insurers must understand how technology and versatility can make them more competitive.",
        "body": null
      }
    ]
  }
}