{
  "author": {
    "name": "Chad Hemenway Phil Gusman",
    "webUrl": "/author/profile/chad-hemenway-phil-gusman/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 10,
    "social": [],
    "articles": [
      {
        "uri": "/2012/06/04/q1-2012-the-last-gasp-for-strong-reserve-releases/",
        "title": "Q1 2012: The Last Gasp for Strong Reserve Releases?",
        "byline": " Chad Hemenway, Phil Gusman ",
        "kicker": "News",
        "prettyDate": "June 04, 2012",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/chad-hemenway-phil-gusman/",
            "name": "Chad Hemenway, Phil Gusman"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Before companies released their Q1 results for 2012, global investment bank Keefe, Bruyette & Woods (KBW) had warned of rising reserve deficiencies among the 55 insurance stocks it follows. But KBWalong with many other industry observersturned out to be wrong, as its group of non-life insurers released surprisingly strong reserves...",
        "body": null
      },
      {
        "uri": "/2012/05/14/commercial-rates-up-again-hard-market-here-ciab-declares/",
        "title": "Commercial Rates Up Again; Hard Market Here, CIAB Declares",
        "byline": "Chad Hemenway, Phil Gusman, Anya Khalamayzer",
        "kicker": "News",
        "prettyDate": "May 14, 2012",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/chad-hemenway-phil-gusman-anya-khalamayzer/",
            "name": "Chad Hemenway, Phil Gusman, Anya Khalamayzer"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "The P&C commercial market has officially achieved hard-market status, according to the Council of Insurance Agents and Brokers (CIAB)although some executives at major carriers remain skeptical.",
        "body": null
      },
      {
        "uri": "/2012/05/03/bermuda-based-companies-see-dramatic-improvement-in-q1-results/",
        "title": "Bermuda-Based Companies See Dramatic Improvement in Q1 Results",
        "byline": "Chad Hemenway, Phil Gusman",
        "kicker": "News",
        "prettyDate": "May 03, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/chad-hemenway-phil-gusman/",
            "name": "Chad Hemenway, Phil Gusman"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Bermuda insurers and reinsurers report strong first-quarter earnings relative to a year ago, with several swinging back into the black after reporting Q1 losses in 2011.",
        "body": null
      },
      {
        "uri": "/2011/11/04/rates-improving-but-conditions-not-quite-right-for/",
        "title": "Rates ‘Improving,’ But Conditions Not Quite Right for Market Turn",
        "byline": "Chad Hemenway, Phil Gusman",
        "kicker": "",
        "prettyDate": "November 04, 2011",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/chad-hemenway-phil-gusman/",
            "name": "Chad Hemenway, Phil Gusman"
          }
        ],
        "kickerNode": [],
        "summary": "While executives on third-quarter-results conference calls say they are seeing improvements in the rate environment, Insurance Information Institute President Robert Hartwig believes the stars are not quite aligned yet for a market turnand a recent report suggests the impact of rate increases in 2012 could be tempered by expectations of...",
        "body": null
      },
      {
        "uri": "/2011/09/29/insurers-report-more-billion-dollar-weather-losses-as-disasters-continue/",
        "title": "Insurers Report More Billion-Dollar Weather Losses As Disasters Continue",
        "byline": "Chad Hemenway, Phil Gusman",
        "kicker": "News",
        "prettyDate": "September 29, 2011",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/chad-hemenway-phil-gusman/",
            "name": "Chad Hemenway, Phil Gusman"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "U.S. insurers continue to release information on 2011 weather-related losses, with State Farm saying it has paid policyholders $5 billion so far during the year.",
        "body": null
      },
      {
        "uri": "/2011/09/16/new-estimates-u-s-insured-irene-losses-up-to-6-6b-nfip-losses-under-1b/",
        "title": "New Estimates: U.S. Insured Irene Losses Up To $6.6B; NFIP Losses Under $1B",
        "byline": "Chad Hemenway, Phil Gusman",
        "kicker": "News",
        "prettyDate": "September 16, 2011",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/chad-hemenway-phil-gusman/",
            "name": "Chad Hemenway, Phil Gusman"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Recent Hurricane Irene estimates put U.S. insured losses between $1.6 billion and $6.6 billion.",
        "body": null
      },
      {
        "uri": "/2011/07/29/catastrophes-take-their-toll-on-insurers-2q-results/",
        "title": "Catastrophes Take Their Toll On Insurers’ 2Q Results",
        "byline": "Chad Hemenway, Phil Gusman",
        "kicker": "News",
        "prettyDate": "July 29, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/chad-hemenway-phil-gusman/",
            "name": "Chad Hemenway, Phil Gusman"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "The impact of second-quarter catastrophes on insurers is beginning to be seen, as four separate companies cited cat losses as the primary reason for their drop in net income.",
        "body": null
      },
      {
        "uri": "/2011/06/23/aon-benfield-u-s-storm-losses-to-total-15-billion-company-estimates-continue/",
        "title": "Aon Benfield: U.S. Storm Losses To Total $15 Billion; Company Estimates Continue",
        "byline": "Chad Hemenway, Phil Gusman",
        "kicker": "News",
        "prettyDate": "June 23, 2011",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/chad-hemenway-phil-gusman/",
            "name": "Chad Hemenway, Phil Gusman"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "As more insurers begin to make second-quarter loss estimates from tornado-spawning storms that ravaged parts of the U.S. in April and May, Aon Benfield says insured losses for the two months are nearly triple the annual average over the last 20 years.",
        "body": null
      },
      {
        "uri": "/2011/06/17/companies-report-aprilmay-cat-losses-of-between-75m-and-1b/",
        "title": "Companies Report April/May Cat Losses Of Between $75M And $1B",
        "byline": "Chad Hemenway, Phil Gusman",
        "kicker": "News",
        "prettyDate": "June 17, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/chad-hemenway-phil-gusman/",
            "name": "Chad Hemenway, Phil Gusman"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "The Travelers Cos. says it expects after-tax catastrophe losses of about $1 billion from numerous weather events in April and May, coming in with the largest of four recent loss estimates for spring U.S. storms that spawned numerous deadly tornadoes.",
        "body": null
      },
      {
        "uri": "/2011/06/03/hurricane-season-arrives-amid-strained-cat-budgets/",
        "title": "Hurricane Season Arrives Amid Strained Cat Budgets",
        "byline": "Chad Hemenway, Phil Gusman",
        "kicker": "News",
        "prettyDate": "June 03, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/chad-hemenway-phil-gusman/",
            "name": "Chad Hemenway, Phil Gusman"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "As updated hurricane predictions continue to point to an active season with a greater chance of U.S. landfall, Fitch Ratings has warned that the season is approaching as many reinsurers have already used up their catastrophe budgets.",
        "body": null
      }
    ]
  }
}