National Underwriter P&C October 29, 2012
Cover Story
Carriers Compete for Builder’s Risk Business
As more insurers compete for less construction business, project owners and general contractors can find ample Builder’s Risk insurance at reduced or stable rates for projects that are not exposed to catastrophes, market executives say.
Special Report
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Designing Fine Forms: Insurance Headquarters
Insurance companies are housed in some of the most stunning examples of corporate architecture. From striking futuristic and eco-friendly designs to classic and iconic structures, these headquarters in many cases reflect the characteristics of the carriers themselves.
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Good Names on the Line
Reputational Risk products are hot: Clients are actively asking insurers about available coverages, and insurers are reacting with a variety of products.
News
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Survey: Independent Agencies on the Rise Again
It would appear reports of the demise of the independent agent have been greatly exaggerated: A new survey shows the independent-agency system is growing again and is financially healthier than it has been in the past several years.
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W.R. Berkley Q3 Profit Up 32%; Reserve Shortages Driving Market Rate Hikes
William R. Berkley says reserve deficiencies are driving the need for the market to increase rates—and that for some companies, the ability to take corrective actions will decrease.
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A.M. Best: Personal-Lines Insurers See Big Turnaround in 2012’s First Half
Increasing rates and lower catastrophe losses led to a $6 billion favorable swing in net income for personal-lines insurers through the first six months of 2012 compared to the same period last year—but economic and weather challenges remain for the segment, a recent analysis shows.
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OneBeacon Sells Runoff, Collector Car and Boat Businesses
Insurer OneBeacon says it expects an after-tax charge of $101 million in the third quarter related to a deal to sell its runoff business to an affiliate of Bermuda-based Armour Group Holdings.
Opinion
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Joan Zerkovich: Data Diver
Joan Zerkovich is the newly appointed Senior Vice President of Operations for the American Association of Insurance Services (AAIS), an advisory organization that develops policy forms and ratings information used by more than 700 P&C insurers throughout the U.S. Here she talks with NU about AAIS’ efforts to make available more...
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Goodbye, Joe
We’re going to miss Joe. No, not our current vice president: Joe Plumeri, outgoing CEO of Willis Group Holdings.
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Using ‘Gecko Tools’ on Commercial Customers
Most people in our business love to denigrate Flo and the gecko as icons of “commoditized” insurance, a cookie-cutter sales and service approach that only works for the most basic personal-lines coverage. Online rate-shopping, instant quotes and Web-based customer service may be convenient, but they have nothing to do with...
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The Young & (Not) Restless
In 2009, Reagan Consulting conducted “The Young Producer Study,” a project designed to identify and investigate those firms that had demonstrated success after recruiting and hiring young (under 30) producers.
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Events
17th Annual America’s Claims Event
When: June 19-21, 2013
Where: Austin, Texas
The ONLY industry event where senior managers, practitioners & experts involved with claims operations can get the insight they need to implement effective and tactical strategies for their claims handling process.
