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Winter weather caused $64.1 million in property damage in the United States in 2022, according to ValuePenguin. While most winter weather threats are covered perils under home insurance policies, there are a few exceptions. For example, those who live in areas that receive heavy snow may experience flooding as the weather warms and snow melts in the spring – which requires separate flood coverage.
Climate change has also forced those who live in areas that were previously unaffected, or only minorly affected, by extreme weather to adjust the disasters for which they're prepared. A major part of this preparation is updating their insurance policies.
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Brittney Meredith-Miller
Brittney Meredith-Miller is assistant editor of PropertyCasualty360.com. She can be reached at [email protected].
