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Lofty home insurance premiums, steep housing prices and inflated mortgage rates are all hurdles new homeowners have to overcome. For those looking to live in bustling cities, things can get even more complicated. While those who live in metro areas tend to have higher incomes overall, it is often reflected in a higher cost of living.

Earlier this year, LendingTree examined data from the United States' 50 largest metro areas to see which ones have the most to offer for homeowners.

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Brittney Meredith-Miller

Brittney Meredith-Miller is assistant editor of PropertyCasualty360.com. She can be reached at [email protected].