Florida and Kentucky are two of the few states that have a specific matching statute codified in their law. Credit: Michael O'Keene/Adobe Stock Florida and Kentucky are two of the few states that have a specific matching statute codified in their law. Credit: Michael O'Keene/Adobe Stock

Matching requirements are a huge issue in insurance. When only part of the covered property is damaged, such as some of the tiles of a roof–and matching replacement tiles cannot be found, should the entire roof be replaced, or can the insurer repair only the damaged part of the roof using mismatched tiles? 

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