Clients must work with underwriters who understand the intricacies of the Florida market, not just the coastal regions. Building relationships with underwriters who understand how to layer property, build a tower, and secure the best rates is crucial. Clients must work with underwriters who understand the intricacies of the Florida market, not just the coastal regions. Building relationships with underwriters who understand how to layer property, build a tower, and secure the best rates is crucial. Photo: Felix Mizioznikov/Stock.Adobe.com

The state of the Florida property insurance market has become increasingly challenging recently, with a surge in natural disasters over the past three years causing more damage to the peninsula than in the previous decade. Even if you avoid the direct impact of a storm, you will still feel the financial repercussions through increased insurance costs.

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