According to the National Oceanic and Atmospheric Administration (NOAA), around 44% of the U.S. is at risk of flooding this spring, as a swollen Mississippi threatens to flood parts of the eastern U.S., while historic snowpack in the Sierra Nevada Mountains is increasing the risk of flooding in the west.

Flooding is the most common and expensive natural disaster in the U.S., according to NOAA. However, a survey from Erie Insurance found that only a small percentage of homeowners recognize the danger of flooding to their properties and families.

"There are several things homeowners can do to prevent water damage, like redirecting water away from their homes, sealing roofs and making sure plumbing systems are well maintained," Michelle Tennant, Erie Insurance vice president of product management, said in a press release. "But they should also talk with their insurance agent to make sure they're covered in the unfortunate event that damage does occur."

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Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]