Increases in the cost of living are forcing consumers to consider where, how and when they spend their money. Increases in the cost of living are forcing consumers to consider where, how and when they spend their money. (Photo: Diy13/Adobe Stock)

A new report from global small business platform, Xero, found that sales growth for U.S. small

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Patricia L. Harman

Patricia L. Harman is the editor-in-chief of Claims magazine, a contributing editor to PropertyCasualty360.com, and chairs the annual America's Claims Event (ACE), which focuses on providing claims professionals with cutting-edge education and networking opportunities. She covers auto, property & casualty, workers' compensation, fraud, risk and cybersecurity, and is a frequent speaker at insurance industry events. Contact her at [email protected]