Deloitte's 2023 Insurance Outlook suggests insurers should operate more proactively than reactively. (Gajus/Adobe Stock) Deloitte's 2023 Insurance Outlook suggests insurers should operate more proactively than reactively. (Gajus/Adobe Stock)

Given the persistence of many long-time challenges facing insurers, the overriding theme of the 2022 Property-Casualty Joint Industry Forum held in December might've been a much-quoted quip from Yankee Hall of Fame catcher Yogi Berra: "It's like déjà vu all over again."

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