"Cincinnati denied Neuro's claim," stated Justice Jennifer Brunner, in her written opinion for the court. "It stated that the general-coverage provision does not cover the claim, because the claim 'does not involve direct, physical loss to property at Neuro's premises caused by a covered cause of loss.'" "Cincinnati denied Neuro's claim," stated Justice Jennifer Brunner, in her written opinion for the court. "It stated that the general-coverage provision does not cover the claim, because the claim 'does not involve direct, physical loss to property at Neuro's premises caused by a covered cause of loss.'"

In a long-awaited decision, the Ohio Supreme Court has joined many other state and federal courts in concluding that a temporary business closure due to a COVID-19 government shutdown order does not constitute a "direct physical loss" triggering business interruption insurance coverage.

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