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One factor causes more car, truck and motorcycles crashes than any other: Human behavior.

Specifically, the top three causes of fatal automobile accidents are driving under the influence, speeding, and failing to use a seatbelt, according to the National Highway Traffic Safety Administration (NHTSA).

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Elana Ashanti Jefferson

Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].