An SUV crashed into the rear of another vehicle. In 2021, the state legislature voted, almost unanimously, to repeal the no-fault insurance law and replace it with a modern mandatory bodily injury law. But in June 2021, Florida Gov. Ron DeSantis vetoed the bill. (Credit: Piyawat Nandeenopparit/Shutterstock) In 2021, the state legislature voted, almost unanimously, to repeal the no-fault insurance law and replace it with a modern mandatory bodily injury law. But in June 2021, Florida Gov. Ron DeSantis vetoed the bill. (Credit: Piyawat Nandeenopparit/Shutterstock)

Unlike most states, Florida does not require drivers to purchase bodily injury liability insurance. Bodily injury is the auto insurance that is used to compensate a person if a driver negligently injures someone while operating a car. Florida law merely requires that a driver be "financially responsible" for any injury they cause while operating their vehicle — not to actually have insurance to pay for it. No, I am not kidding.

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Auto