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Among the countless ways that smartphones impacted humanity is this sobering fact: Cell phone use leads to 1.6 million crashes a year, according to the National Safety Council (NSC). And roughly 25% of auto accidents in the U.S. now are caused by texting and driving.

"Driving and cell phone conversations both require a great deal of thought," the NSC says. "When doing them at the same time, your brain is unable to do either well."

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Elana Ashanti Jefferson

Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].