Yet, today's workers' compensation line remains profitable, delivering favorable combined ratios overall. In fact, industry combined ratios have steadily improved since the late 1990s, when some carriers' combined ratios spiked over 120%. (Credit: Rawpixel.com/Shutterstock.com)
Editor's Note: This article is part of a four-part series from Zurich North America and focuses on the current and historical trends in general liability lines. The final article will focus on commercial property insurance, while the first installment reviewed commercial auto insurance and the second piece looked at general liability.
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