Motorists with less than stellar driving histories pay an average of $2,005 annually for car insurance, while drivers with clean records pay an average of $1,483 for personal auto insurance, according to a study by Insurify.
Just a single traffic offense can result in an average rate increase of 35%, according to Insurify's Insuring the American Driver report.
The insurance comparison site reported that auto rates increased 12% in 2021 as Americans returned to the roads, while also retaining some poor driving habits picked up during the pandemic. Insurify projects that personal auto rates are anticipated to grow 5% in the coming year, while other industry watchers estimate growth ranging from less than 1%-3%.
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Steve Hallo
Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]
