With six consecutive above-normal storm seasons behind us, it would only be wise to prepare for the worst in 2022. Agents who understand how to best serve their clients' needs with flood insurance options from both the NFIP and the private flood insurance market will come out on top. (Credit: Sarah J Lee/Shutterstock.com) With six consecutive above-normal storm seasons behind us, it would only be wise to prepare for the worst in 2022. Agents who understand how to best serve their clients' needs with flood insurance options from both the NFIP and the private flood insurance market will come out on top. (Credit: Sarah J Lee/Shutterstock.com)

COVID-19 may have carried most of the headlines again in 2021 but flooding across America and issues related to flood insurance continued to make the news as well. While Hurricane Ida worked its way from the Gulf to the Northeastern seaboard in late August, Federal Emergency Management Administration (FEMA) was rushing to implement the National Flood Insurance Program's (NFIP) Risk Rating 2.0 for an October 1st start date.

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